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What Happens When A Tree Falls On Your Home?

If you live in a wooded area, or simply have a few tall trees dotting your lawn, you may be at risk of a downed tree during the next big storm. In addition to the structural damage to your home caused by the weight of a fallen tree, damage may also result from water leakage into the home from cracks or holes in the roof. If you've had a tree fall on your home, how can you quickly repair the water leakage to minimize the structural damage to your home?

Read on to learn more about how water remediation crews help work to make your home safe and dry:

How is water damage resulting from a downed tree repaired?

Before water damage can be resolved, the roof must be patched -- even if temporarily. This seal prevents further water leakage until the roof can be permanently repaired.

Crews will then use a wet-dry vacuum to vacuum up any standing water. High-powered and heated fans are then used to quickly dry any wood, carpet, or other porous surfaces. By ensuring that any soaked areas are dried up quickly, these crews can minimize the risk of mold or mildew growth on affected areas.

Once any visible or latent water is removed, crews will likely set up several heavy-duty dehumidifiers in each affected room. These dehumidifiers drawn in moist air and condense this moisture into a central reservoir, producing much drier air. These dehumidifiers should take care of any remaining water that was unable to be dried or removed during the first day after the accident.

Because water damage sets in quickly, it's important to ensure that cleanup crews are on their way shortly after the accident takes place (as long as the area has been secured from additional downed trees).

Will your homeowner's insurance cover these repairs?

Although most homeowner's insurance doesn't cover water damage caused by flooding (unless a separate flood insurance policy is purchased), water damage resulting from a downed tree, branch, or telephone pole is generally covered under a traditional policy.

However, be careful -- if the tree that hit your house was dead or decaying, your insurance company may try to argue that you should have been aware of the risks of having this tree within falling distance of your house, and should accordingly be held responsible for a portion of the repair cost. If you wish to contest this type of claim denial, you may wish to consult an attorney.

To learn more, contact a company like RTC Restoration with any questions or concerns you have.